Private Health insurance Government Rebate Calculator

Depending on your age, family status, and income level, you may be entitled to a Government Rebate on your private health insurance policy. Use the sliders and dropdown menu below to calculate your rebate.






Your Rebate is 0
Singles < $90,000 $90,001 - 105,000 $105,001 - 140,000 > $140,001
Families < $180,000 $180,001 - 210,000 $210,001 - 280,000 > $280,001
Rebate
Base Tier Tier 1 Tier 2 Tier 3
Under 65 24.608% 16.405% 8.202% 0.000%
65 - 69 28.710% 20.507% 12.303% 0.000%
70+ 32.812% 24.608% 16.405% 0.000 %

Quick facts about the PHI rebate:

  • You will only receive the health insurance rebate if you hold a hospital or extras policy (or both) and are eligible. Check up on your eligibility by visiting our guide.
  • The rebate amount you receive depends on three things: your household income, the age of the oldest person on the policy and how much you pay for your premium.
  • You can claim your rebate at tax time, or alternatively, direct from your insurer as a premium reduction.
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