Private Health insurance Government Rebate Calculator
Depending on your age, family status, and income level, you may be entitled to a Government Rebate on your private health insurance policy. Use the sliders and dropdown menu below to calculate your rebate.
Your Rebate is 0
| Singles | < $90,000 | $90,001 - 105,000 | $105,001 - 140,000 | > $140,001 |
|---|---|---|---|---|
| Families | < $180,000 | $180,001 - 210,000 | $210,001 - 280,000 | > $280,001 |
Rebate |
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| Base Tier | Tier 1 | Tier 2 | Tier 3 | |
| Under 65 | 24.608% | 16.405% | 8.202% | 0.000% |
| 65 - 69 | 28.710% | 20.507% | 12.303% | 0.000% |
| 70+ | 32.812% | 24.608% | 16.405% | 0.000 % |
Quick facts about the PHI rebate:
- You will only receive the health insurance rebate if you hold a hospital or extras policy (or both) and are eligible. Check up on your eligibility by visiting our guide.
- The rebate amount you receive depends on three things: your household income, the age of the oldest person on the policy and how much you pay for your premium.
- You can claim your rebate at tax time, or alternatively, direct from your insurer as a premium reduction.
