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Health Insurance for Families

Health Insurance for Families

Raising children is expensive enough without adding high medical costs on top, which is why most Australian families hav......

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Single Parent Health Insurance

Health Insurance for Single Parents

Being a single parent is no walk in the park. You’re busy caring for your children and making sure food is on the ......

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Health Insurance for Singles

Medicare provides health care for single individuals and for families throughout Australia. However, Medicare is limited......

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Health Insurance Tips for the Young and Single

Choosing a health insurance plan is really simple for those who are young and single because their main health concern i......

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By Life Stage

Switching health insurance in Australia while pregnant

Switching Health Insurance When Pregnant

Pregnancy comes with a number of first-time decisions. Your head is probably swimming with car seats, cots, prams, and n......

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Expecting a Little One? Your Guide to Choosing the Right Pregnancy Cover

Starting a family is an exciting, but nerve-wracking time for many people. You can’t plan for everything the future mi......

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Public or Private? Your Guide to Pregnancy and Birth Healthcare in Australia

Starting a family in Australia raises one very important question: will you go through the public healthcare system or o......

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Can My Adult Kids Still Be Covered By My Private Health Insurance?

The time when your kids leave home can often bring about feelings of both excitement and anxiety. You may be excited for......

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Private Health Insurance for Seniors: Affordability, Government Rebates & Coverage Options

It’s no secret that our health starts to decline as we age. We start getting aches, pains, and sometimes severe condit......

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Over 50s guide to health cover

Over 50? Find the right health cover for your changing needs

Taking care of our bodies through proper nutrition and exercise is the best strategy to ward off health issues, and the ......

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Trying for a Baby? Compare Health Cover for Fertility Treatment

For couples trying to conceive, working through issues of infertility can be frustrating, stressful, and heartbreaking. ......

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Health Insurance for Couples

Purchasing private health insurance limits out-of-pocket costs and gives you broader choices than Medicare cover. If you......

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Private Health Insurance for 30 Year Olds

Before you turn 30, private health insurance is more of a benefit than a necessity. For 30 year olds, however, the cost ......

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Two Become One: Health Insurance Guide for Newly Married Couples

Getting married is a huge milestone in any couple’s life. It’s a time to talk about joint finances and future plans,......

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Turning 30? Here’s what you need to know about private health cover

Entering your thirtieth year can mark a major milestone in the progress of a lifetime. In Australia, reaching that mark ......

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Compare Health Insurance for Your Heart

The heart is one of the most important organs in the human body. It is responsible for so many functions and so many pro......

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By Cover Type

Private Health Insurance for Reconstructive Surgery

Key Points Reconstructive surgery relates to non-elective plastic surgery that improves the life of those with congenita......

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2019 Health Reforms

2019 Health Reforms: What changes can we expect?

Key Points The 2019 private health insurance reforms will continue to be rolled out over the year, with many significant......

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Gold product tier health insurance

2019 Health Reforms: Gold Health Insurance Policies

Key Points Health insurance reforms set to go into effect on 1 April 2019 will change the way health funds present their......

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Silver health insurance tier

2019 Health Reforms: Silver health insurance policies

Key Points On 1 April 2019, a new system of four main product tiers will be introduced for hospital cover policies. Ther......

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Bronze Health Insurance Tier

2019 Health Reforms: Bronze health insurance policies

On 1 April 2019 a new product tier system will be introduced for hospital cover. This will make policies easier to compa......

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2019 Health Insurance Reforms Basic Tier

2019 Health Reforms: Basic health insurance policies

Key Points One of the major components of the 2019 health insurance reforms will be introduced on 1 April 2019: product ......

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Happy Family With Health Cover

4 Treatments Your Family Needs on Their Health Cover

Deciding what to include in your health insurance cover can be very confusing and many families simply don’t know how ......

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Trying for a Baby? Compare Health Cover for Fertility Treatment

For couples trying to conceive, working through issues of infertility can be frustrating, stressful, and heartbreaking. ......

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Health Insurance Extras Cover

Your Guide to Extras Cover in Australia

Extras cover, which is also known as general or ancillary cover, provides cover for the routine treatments that Aussies ......

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Overseas Visitor Health Coverage

Although Australia has a Medicare system to provide universal healthcare for residents, visitors are not always eligible......

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Orthodontics and Private Health Insurance

Orthodontia is a form of dentistry that focuses on studying and treating issues such as improper bites, tooth irregulari......

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Ambulance Chasing: How to Get the Best from the Ambulance-Cover Market

Imagine the terror that comes with an emergency, from calling 000 to seeing your loved one packed away in an ambulance. ......

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Hospital cover: Everything you need to know

If you fall sick and need professional treatment, you’re likely to end up relying on one of two healthcare systems.  ......

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Dental cover for adults

Private Health Insurance and Dental

Medicare covers a wide range of medical procedures for Australians, but the biggest blind spot comes in the area of adul......

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Hospital Cover, Extras Cover, Or Combined Cover? Know Your Needs!

In Australia, we are fortunate enough to have an extremely efficient public health care system in the form of Medicare. ......

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By State

Health cover in Tasmania

Health Insurance in Tasmania

Key Points Private health insurance in Tasmania offers hospital cover, extras cover, and ambulance cover. However, ambul......

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Health Insurance in the Northern Territory

If you live in Australia’s Northern Territory, much of your home state is considered remote or very remote. While publ......

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A Guide to Health Insurance in South Australia

Key Points Recent APRA statistics show that 44.7% of the South Australian population has private hospital cover, and 59.......

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Health Insurance: Western Australia

Throughout Australia, over 30 health funds offered cover to approximately over 12 million Australians in 2015, which ref......

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Health Insurance: Victoria

When you shop for health insurance, it is helpful to understand how the market works.  Throughout Australia, there are ......

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Health Insurance: QLD

Although Medicare pays for some health services for Australians, more than half of the population opts to purchase some ......

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Health Insurance by State: NSW

Throughout Australia, nearly half  of the population, have private health insurance to provide coverage for hospital se......

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For Children

Health Insurance for Families

Health Insurance for Families

Raising children is expensive enough without adding high medical costs on top, which is why most Australian families hav......

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Can My Adult Kids Still Be Covered By My Private Health Insurance?

The time when your kids leave home can often bring about feelings of both excitement and anxiety. You may be excited for......

Read More

Trying for a Baby? Compare Health Cover for Fertility Treatment

For couples trying to conceive, working through issues of infertility can be frustrating, stressful, and heartbreaking. ......

Read More

Orthodontics and Private Health Insurance

Orthodontia is a form of dentistry that focuses on studying and treating issues such as improper bites, tooth irregulari......

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Child and Dental Health

Dental Guide for Kids

Say Cheese! A healthy smile is an important part of your overall health, and good dental hygiene starts when you’re yo......

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Guest Post: How to Help a Child in Hospital

Whether you have private hospital cover or not, there may be a time when you need to prepare your child for a hospital a......

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General Guides

Which health insurance companies are non-profit?

Key Points Not-for-profit health insurers reinvest their extra revenue towards members, usually in the form of lower pre......

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How do I choose a private health fund?

Key Points From 1 April 2019 it became easier to compare policies, as funds have to adhere to baseline product tiers for......

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What is healthcare fraud?

Key Points Healthcare fraud can be committed by individuals or healthcare providers. It costs the healthcare industry mi......

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Personal Accident Cover

Personal accident cover: What you need to know

Key Points Personal accident cover provides benefits if you are unable to work due to injuries sustained from an acciden......

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Restricted vs open funds

Restricted health funds vs open: What’s the difference?

Key Points Restricted health funds are only open to members of a specific group or industry. In many cases, family membe......

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2019 Health Reforms

2019 Health Reforms: What changes can we expect?

Key Points The 2019 private health insurance reforms will continue to be rolled out over the year, with many significant......

Read More
Gold product tier health insurance

2019 Health Reforms: Gold Health Insurance Policies

Key Points Health insurance reforms set to go into effect on 1 April 2019 will change the way health funds present their......

Read More
Silver health insurance tier

2019 Health Reforms: Silver health insurance policies

Key Points On 1 April 2019, a new system of four main product tiers will be introduced for hospital cover policies. Ther......

Read More
Bronze Health Insurance Tier

2019 Health Reforms: Bronze health insurance policies

On 1 April 2019 a new product tier system will be introduced for hospital cover. This will make policies easier to compa......

Read More
2019 Health Insurance Reforms Basic Tier

2019 Health Reforms: Basic health insurance policies

Key Points One of the major components of the 2019 health insurance reforms will be introduced on 1 April 2019: product ......

Read More
Valentine's day health gift guide

12 healthy gift ideas for Valentine’s Day

Valentine’s Day is around the corner, so if you haven’t thought about gifts yet, don’t settle for a last-minute bu......

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Health insurance member networks in Australia

What Are Health Insurance Member Networks And How Do They Work?

Extras policies cover Australians for the medical services they use everyday. If you visit the dentist, optometrist, mas......

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Rejected! How to Appeal When Your Health Insurance Claim is Denied

You’ve submitted what you believe to be a legitimate health insurance claim only to have it denied. There are probably......

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Going Overseas? Take a Holiday From Your Health Insurance Premiums

Australian private health insurance won’t cover you while you’re overseas—that’s what travel insurance is for. W......

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Optical Cover

Optical Health Insurance: What Does it Cover?

If you need glasses, you’ll know how expensive a new set of frames can be! Especially if you have a high prescription.......

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Health insurance rate rise 2019

Your Guide to the Health Insurance Rate Rise 2019

Key Points 2019 health insurance premiums are set to increase by an average of 3.25% on the 1st of April. The highest av......

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Healthy Christmas Gift Guide

Guilt-Free Christmas Gift Guide: 2018

Christmas rolls around at the same time every year. Somehow, knowing that it’s coming doesn’t make buying gifts any ......

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Will Health Insurance Help With Alcohol Addiction Rehab?

Many people like to drink alcohol but for some, it can lead to addiction. Over time, a tolerance for alcohol can develop......

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After-Hours GP Care: How Health Insurance Can Help

Getting sick can happen at any time, not just during business hours. So what should you do when you or a family member i......

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Health Insurance and Flu Season: Protecting Yourself & Your Family

It is estimated that 1 in 5 of us will suffer some symptoms this flu season. Although not serious for most people, flu c......

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Will Private Health Insurance Cover My Cosmetic Surgery?

Thinking of undergoing cosmetic surgery? You may be wondering whether you’ll receive any assistance from your health i......

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Private Health Insurance for Athletes and Sports Players

Are you an avid sports player?  Do you consider yourself an athlete? If so, odds are you have at least thought about ho......

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Private Health Insurance For Men: What’s in it for me?

Finding the cheapest healthcare plan might seem like a good way to save some money, but it can end up costing you when i......

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Is Medicare Enough? Public vs. Private Health Care: Know Which is Right for You

Thinking about private health insurance but not sure where to start? Can you get by with Medicare or do you need further......

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Confused Couple Looking Over Health Cover

5 Private Health Insurance Myths Blowing your Budget

Health insurance can seem like a confusing, messy and scary business – especially when you could quite literally p......

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The Dos and Don’ts of Private Health Insurance

Let’s face it: health insurance can be hard to get your head around. It’s this confusion that leaves many Australian......

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How to Avoid the “Gap” When You Go to Hospital

Many people assume that Hospital cover will automatically pay for everything if you need to go into hospital but unless ......

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Taxes and Your Health Insurance

With a new tax year just around the corner, it’s worth thinking about how your health insurance can be affected by you......

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Health Insurance for Smokers

Smoker’s Guide to Private Health Insurance Premiums

Smokers pay high prices for their cigarettes, but many Australians believe that they should pay high prices for health i......

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5 Ways to Save Big Money on Your Health Insurance

The rising costs of health insurance premiums means that many Australians are concerned about whether they can continue ......

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Woman Switching Health Cover

How to Switch Health Insurance

Over half of Australians have some degree of health insurance. Consumers have the option to shop around among multiple h......

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Medicare Levy vs Medicare Levy Surcharge

Medicare Levy and Medicare Levy Surcharge: What’s the Difference?

Australian citizens are subject to several taxes and fees, two of which are the Medicare Levy and the Medicare Levy Surc......

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Lifetime Health Cover Loading

Lifetime Health Cover Loading and You

Key Points The Lifetime Health Cover (LHC) loading applies to anyone who takes our hospital cover for the first time aft......

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Health Insurance for Couples

Purchasing private health insurance limits out-of-pocket costs and gives you broader choices than Medicare cover. If you......

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Benefits of Private Health Insurance

Australian residents and some visitors on student or work visas have Medicare coverage to provide payment for their hosp......

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Private Health Insurance: Can You Avoid the Waiting Period?

Before you can make a claim through your private health insurer, you need to make sure your waiting period is over. Most......

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Medicare and Dental Cover

Medicare does not cover most out-of-hospital services and if you need any type of dental treatment, you will need Extras......

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Medicare Levy Surcharge

What is the Medicare Levy Surcharge?

Purchasing health insurance is a smart financial decision for many different reasons, but one of the many financial bene......

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Ombudsman Complaint Letter Templates

Many customers who invest in private health insurance are very happy and satisfied with the coverage and customer servic......

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How to Make a Health Insurance Claim

Private hospital insurance should provide cover for treatments received when you need hospital care, while Extras cover ......

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Private Health Insurance Ombudsman PHIO

When purchasing private health insurance, you have certain consumer rights. If your insurance company fails to follow th......

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Private Health Insurance for 30 Year Olds

Before you turn 30, private health insurance is more of a benefit than a necessity. For 30 year olds, however, the cost ......

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The Private Health Insurance Rebate

The private health insurance rebate is offered by the government for eligible Australians who hold a hospital or extras ......

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Hospital vs. Extras Cover

Medicare in Australia covers treatment at public hospitals, x-rays, pathology tests, and immunisations. It does not prov......

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Health Insurance for 485 Visas

If you are an international student who has recently graduated from an educational institution in Australia, you may wis......

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Health Insurance Waiting Periods

Private Health Insurance and Waiting Periods

When you buy private health insurance to cover hospital care or extras, you may be subject to waiting periods. Waiting p......

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Health Insurance and Pre-Existing Conditions

Millions of Australians are covered by private health insurance. According to recent APRA figures, over 11 million Austr......

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Health Insurance: Everything You Need to Know About “The Gap”

Medicare covers for a portion of medical treatments, but it’s not designed to pay for everything. This is one reason p......

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Work Abroad with a 457 Visa

457 Visa Health Insurance

A 457 visa is the visa most commonly used when a foreign worker comes to Australia to temporarily join the workforce. Th......

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Orthodontics and Private Health Insurance

Orthodontia is a form of dentistry that focuses on studying and treating issues such as improper bites, tooth irregulari......

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Medicare vs Private Health Insurance

Medicare serves a valuable purpose in our healthcare landscape. It provides basic coverage for people who can’t afford......

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Tax treatment of Australian Private Health Coverage

Private health Insurance (PHI) has received generous tax treatment in Australia for the past 15 years. But belt-tighteni......

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