See All Insurance Guides

Health Insurance for Families

Raising children is expensive enough without adding high medical costs on top, which is why most Australian families hav......

Health Insurance for Single Parents

Being a single parent is no walk in the park. You’re busy caring for your children and making sure food.........

Health Insurance for Singles

Medicare provides health care for single individuals and for families throughout Australia. However, Medicare is limited......

Health Insurance Tips for the Young and Single

Choosing a health insurance plan is really simple for those who are young and single because their main health concern........

Under 30? Your guide to the youth health cover discount

Australians aged from 18 to 29 can now be eligible to receive a discount of up to 10% off of.........

Switching health insurance in Australia while pregnant

Switching Health Insurance When Pregnant

Pregnancy comes with a number of first-time decisions. Your head is probably swimming with car seats, cots, prams, and n......

Expecting a Little One? Your Guide to Choosing the Right Pregnancy Cover

Starting a family is an exciting, but nerve-wracking time for many people. You can’t plan for everything the future mi......

Public or Private? Your Guide to Pregnancy and Birth Healthcare in Australia

Starting a family in Australia raises one very important question: will you go through the public healthcare system or o......

Health Insurance for Families

Raising children is expensive enough without adding high medical costs on top, which is why most Australian families hav......

Can My Adult Kids Still Be Covered By My Private Health Insurance?

The time when your kids leave home can often bring about feelings of both excitement and anxiety. You may be.........

Private Health Insurance for Seniors: Affordability, Government Rebates & Coverage Options

It’s no secret that our health starts to decline as we age. We start getting aches, pains, and sometimes severe.........

Over 50? Find the right health cover for your changing needs

Taking care of our bodies through proper nutrition and exercise is the best strategy to ward off health issues, and.........

Private Health Insurance For Men: What’s in it for me?

Finding the cheapest healthcare plan might seem like a good way to save some money, but it can end up.........

Trying for a Baby? Compare Health Cover for Fertility Treatment

For couples trying to conceive, working through issues of infertility can be frustrating, stressful, and heartbreaking. ......

Health Insurance for Couples

Purchasing private health insurance limits out-of-pocket costs and gives you broader choices than Medicare cover. If you......

Private Health Insurance for 30 Year Olds

Before you turn 30, private health insurance is more of a benefit than a necessity. For 30 year olds, however,.........

Two Become One: Health Insurance Guide for Newly Married Couples

Getting married is a huge milestone in any couple’s life. It’s a time to talk about joint finances and future.........

Children Leaving Home? What Now With Your Health Insurance?

Choosing the right type health cover is an important decision for anyone. When obtaining insurance, it is key to conside......

Turning 30? Here’s what you need to know about private health cover

Entering your thirtieth year can mark a major milestone in the progress of a lifetime. In Australia, reaching that mark.......

Compare Health Insurance for Your Heart

The heart is one of the most important organs in the human body. It is responsible for so many functions.........

Will health insurance cover my gym membership?

Getting to the gym and working up a sweat is something most of us aspire to. But not all of.........

Does health insurance cover laser eye surgery?

Laser eye surgery can drastically improve vision and relieve the day-to-day hassle of wearing glasses or contact ......

Private Health Insurance for Reconstructive Surgery

Key Points Plastic surgery encompasses a wide range of procedures – many of which are cosmetic. Health funds usual......

2019 Health Reforms: What changes can we expect?

2019 is a big year for private health insurance, because the long-discussed reforms will come into effect. But what are.......

2019 Health Reforms: Gold Health Insurance Policies

Australian health insurance becomes more expensive every year, but that doesn’t mean the benefits are going up. There ......

2019 Health Reforms: Silver health insurance policies

If you’re tired of comparing apples with oranges when it comes to your health insurance, the government is looking to.......

2019 Health Reforms: Bronze health insurance policies

On 1 April 2019 a new product tier system will be introduced for hospital cover. This will make policies easier.........

2019 Health Insurance Reforms Basic Tier

2019 Health Reforms: Basic health insurance policies

Under the current health cover system, insurers are able to determine which benefits to include and exclude across all o......

Your Guide to Hospital Cover in Australia

Medicare is fantastic for those who can’t afford or do not choose to purchase private health cover. In saying this,.........

Optical Health Insurance: What Does it Cover?

If you need glasses, you’ll know how expensive a new set of frames can be! Especially if you have a.........

Health Insurance for Families

Raising children is expensive enough without adding high medical costs on top, which is why most Australian families hav......

Will Private Health Insurance Cover My Cosmetic Surgery?

Thinking of undergoing cosmetic surgery? You may be wondering whether you’ll receive any assistance from your health i......

Private Health Insurance for Athletes and Sports Players

Are you an avid sports player? Do you consider yourself an athlete? If so, odds are you have at least.........

Is Medicare Enough? Public vs. Private Health Care: Know Which is Right for You [2020 Update]

Thinking about private health insurance but not sure where to start? Can you get by with Medicare or do you.........

4 Treatments Your Family Needs on Their Health Cover

Deciding what to include in your health insurance cover can be very confusing and many families simply don’t kn......

Trying for a Baby? Compare Health Cover for Fertility Treatment

For couples trying to conceive, working through issues of infertility can be frustrating, stressful, and heartbreaking. ......

Your Guide to Extras Cover in Australia

Extras cover, which is also known as general or ancillary cover, provides cover for the routine treatments that Aussies ......

Overseas Visitor Health Coverage

Although Australia has a Medicare system to provide universal healthcare for residents, visitors are not always eligible......

Orthodontics and Private Health Insurance

Orthodontia is a form of dentistry that focuses on studying and treating issues such as improper bites, tooth irregulari......

What is ambulance cover? Everything you need to know

Imagine the terror that comes with an emergency, from calling 000 to seeing your loved one packed away in an.........

Hospital cover: Everything you need to know

If you fall sick and need professional treatment, you’re likely to end up relying on one of two healthcare systems..........

Private Health Insurance and Dental

Medicare covers a wide range of medical procedures for Australians, but the biggest blind spot comes in the area of.........

Hospital Cover, Extras Cover, Or Combined Cover? Know Your Needs!

In Australia, we are fortunate enough to have an extremely efficient public health care system in the form of Medicare........

Health Insurance for Cancer

Cancer affects people all over the world, and Australia is no different. Cancer has likely touched your life in........

Natural and Alternative Therapy; Woman Having Acupuncture Treatment

Does Health Insurance Cover Natural and Alternative Therapies?

While medical science is advancing rapidly, many people still seek the same treatments as our ancestors. We call these p......

Health Insurance in Tasmania

Buying private health insurance is an important decision for many Tasmanians. With private hospital cover, you are able ......

Health Insurance in the Northern Territory

If you live in Australia’s Northern Territory, much of your home state is considered remote or very remote. While publ......

A Guide to Health Insurance in South Australia

Are you a South Australian resident looking for private health insurance? Health insurance is not a one-size-fits-all so......

Health Insurance: Western Australia

Throughout Australia, over 30 health funds offered cover to approximately over 12 million Australians in 2015, which ref......

Health Insurance: Victoria

When you shop for health insurance, it is helpful to understand how the market works. Throughout Australia, there are ......

Health Insurance: QLD

Although Medicare pays for some health services for Australians, more than half of the population opts to purchase some ......

Health Insurance by State: NSW

Throughout Australia, nearly half of the population, have private health insurance to provide coverage for hospital se......

How much do grommets cost, and are they covered by private health insurance?

If your child has frequent ear infections, you may already be familiar with grommets. They can sound scary but are.........

Health Insurance for Families

Raising children is expensive enough without adding high medical costs on top, which is why most Australian families hav......

Can My Adult Kids Still Be Covered By My Private Health Insurance?

The time when your kids leave home can often bring about feelings of both excitement and anxiety. You may be.........

After-Hours GP Care: How Health Insurance Can Help

Getting sick can happen at any time, not just during business hours. So what should you do when you or.........

Trying for a Baby? Compare Health Cover for Fertility Treatment

For couples trying to conceive, working through issues of infertility can be frustrating, stressful, and heartbreaking. ......

Health Insurance for Children

Health insurance offers valuable peace of mind, especially for young families with changing medical needs. Here is our g......

Orthodontics and Private Health Insurance

Orthodontia is a form of dentistry that focuses on studying and treating issues such as improper bites, tooth irregulari......

Dental Guide for Kids

Say Cheese! A healthy smile is an important part of your overall health, and good dental hygiene starts when you’re.........

Guest Post: How to Help a Child in Hospital

Whether you have private hospital cover or not, there may be a time when you need to prepare your child.........

THINK PINK! Together, we can beat breast cancer. Here’s how

We’re all affected by breast cancer, whether it’s us, a friend or a loved one that receives a diagnosis. And.........

Can your health insurer drop you without notice?

We’ve all heard the horror stories. You go about your business, confident in the knowledge that your health insurance ......

Do I need health insurance? Australian health cover buying guide

Do I need health insurance? It’s a fair question. Medicare covers a range of healthcare services for Australian citize......

Health insurance benefits for rural and remote Australians

According to the National Rural Health Alliance Inc., the health status of Australians living in remote areas is worse t......

How does health insurance affect my tax return?

When it comes to various forms of personal insurance, many Australians can claim a portion of premiums paid back in.........

Which health insurance companies are non-profit?

A not-for-profit health insurance provider is one that invests its profits back into its members rather than shareholder......

How do I choose a private health fund?

So you’re ready to shop for a private health fund! You’ve probably got an idea of what you’re looking for..........

What is healthcare fraud?

Healthcare fraud is a widespread problem in the Australian insurance industry, and it can have a negative effect on both......

Personal accident cover: What you need to know

Key Points Personal accident cover (also called accidental injury or accident-only cover) is insurance against accidents......

Restricted health funds vs open: What’s the difference?

Health funds in Australia must be registered under the Private Health Insurance Act 2007 as either an ‘Open’ or ‘R......

2019 Health Reforms: What changes can we expect?

2019 is a big year for private health insurance, because the long-discussed reforms will come into effect. But what are.......

2019 Health Reforms: Gold Health Insurance Policies

Australian health insurance becomes more expensive every year, but that doesn’t mean the benefits are going up. There ......

2019 Health Reforms: Silver health insurance policies

If you’re tired of comparing apples with oranges when it comes to your health insurance, the government is looking to.......

2019 Health Reforms: Bronze health insurance policies

On 1 April 2019 a new product tier system will be introduced for hospital cover. This will make policies easier.........

2019 Health Reforms: Basic health insurance policies

Under the current health cover system, insurers are able to determine which benefits to include and exclude across all o......

12 healthy gift ideas for Valentine’s Day

Valentine’s Day is around the corner, so if you haven’t thought about gifts yet, don’t settle for a last-minute bu......

Health insurance member networks in Australia

What Are Health Insurance Member Networks And How Do They Work?

Extras policies cover Australians for the medical services they use everyday. If you visit the dentist, optometrist, mas......

Rejected! How to Appeal When Your Health Insurance Claim is Denied

You’ve submitted what you believe to be a legitimate health insurance claim only to have it denied. There are probably......

How to Maintain Private Health Insurance After Losing A Job

The professional landscape is always changing, and nobody’s job is truly safe. Companies crash out of nowhere which fo......

Ear Health: The Importance of Seeing an Audiologist

If you’ve started to notice that your hearing ability has decreased over recent years, you may want to visit an.........

Going Overseas? Take a Holiday From Your Health Insurance Premiums

Australian private health insurance won’t cover you while you’re overseas—that’s what travel insurance is for. W......

Optical Health Insurance: What Does it Cover?

If you need glasses, you’ll know how expensive a new set of frames can be! Especially if you have a.........

Your Guide to the Health Insurance Rate Rise 2019

Every year the government approves a rate rise for health insurance premiums. This increase always goes into effect on 1......

Guilt-Free Christmas Gift Guide: 2018

Christmas rolls around at the same time every year. Somehow, knowing that it’s coming doesn’t make buying gifts any ......

Will Health Insurance Help With Alcohol Addiction Rehab?

Many people like to drink alcohol but for some, it can lead to addiction. Over time, a tolerance for alcohol.........

After-Hours GP Care: How Health Insurance Can Help

Getting sick can happen at any time, not just during business hours. So what should you do when you or.........

Health Insurance and Flu Season: Protecting Yourself & Your Family

It is estimated that 1 in 5 of us will suffer some symptoms this flu season. Although not serious for.........

Will Private Health Insurance Cover My Cosmetic Surgery?

Thinking of undergoing cosmetic surgery? You may be wondering whether you’ll receive any assistance from your health i......

Private Health Insurance for Athletes and Sports Players

Are you an avid sports player? Do you consider yourself an athlete? If so, odds are you have at least.........

Low Income Health Care Card: How to Qualify and Make a Claim

As the benefits of private health insurance become more abundant and awareness of those benefits increases, more ......

Private Health Insurance For Men: What’s in it for me?

Finding the cheapest healthcare plan might seem like a good way to save some money, but it can end up.........

Compare health insurance for drug addiction treatment

Drug addiction can occur in any family, from any background. As awareness about the nature of drug addiction and its.........

Is Medicare Enough? Public vs. Private Health Care: Know Which is Right for You [2020 Update]

Thinking about private health insurance but not sure where to start? Can you get by with Medicare or do you.........

Confused Couple Looking Over Health Cover

5 Private Health Insurance Myths Blowing your Budget

Health insurance can seem like a confusing, messy and scary business – especially when you could quite literally p......

The Dos and Don’ts of Private Health Insurance

Let’s face it: health insurance can be hard to get your head around. It’s this confusion that leaves many Australian......

How to Avoid the “Gap” When You Go to Hospital

Many people assume that Hospital cover will automatically pay for everything if you need to go into hospital but unless.......

Taxes and Your Health Insurance

With a new tax year just around the corner, it’s worth thinking about how your health insurance can be affected.........

4 Treatments Your Family Needs on Their Health Cover

Deciding what to include in your health insurance cover can be very confusing and many families simply don’t kn......

Smoker’s Guide to Private Health Insurance Premiums

Smokers pay high prices for their cigarettes, but many Australians believe that they should pay high prices for health i......

5 Ways to Save Big Money on Your Health Insurance

The rising costs of health insurance premiums mean that many Australians are concerned about whether they can continue t......

How to Switch Health Insurance

Over half of Australians have some degree of health insurance. Consumers have the option to shop around among multiple h......

Medicare Levy vs Medicare Levy Surcharge

Medicare Levy and Medicare Levy Surcharge: What’s the difference?

Australian citizens are subject to several taxes and fees, two of which are the Medicare Levy and the Medicare Levy.........

Lifetime Health Cover Loading and You

Key Points What is Lifetime Health Cover Loading? The Lifetime Health Cover (LHC) loading is an initiative launched on 1......

Health Insurance for Couples

Purchasing private health insurance limits out-of-pocket costs and gives you broader choices than Medicare cover. If you......

Benefits of Private Health Insurance

Australian residents and some visitors on student or work visas have Medicare coverage to provide payment for their hosp......

Private Health Insurance: Can You Avoid the Waiting Period?

Before you can make a claim through your private health insurer, you need to make sure your waiting period is.........

Medicare and Dental Cover

Medicare does not cover most out-of-hospital services and if you need any type of dental treatment, you will need Extras......

What is the Medicare Levy Surcharge?

Purchasing health insurance is a smart financial decision for many different reasons, but one of the many financial bene......

Ombudsman Complaint Letter Templates

Many customers who invest in private health insurance are very happy and satisfied with the coverage and customer servic......

How to Make a Health Insurance Claim

Private hospital insurance should provide cover for treatments received when you need hospital care, while Extras cover ......

Private Health Insurance Ombudsman PHIO

When purchasing private health insurance, you have certain consumer rights. If your insurance company fails to follow th......

Private Health Insurance for 30 Year Olds

Before you turn 30, private health insurance is more of a benefit than a necessity. For 30 year olds, however,.........

The Private Health Insurance Rebate

The private health insurance rebate is offered by the government for eligible Australians who hold a hospital or extras ......

Guest Post: I Was Once a Health Insurance Sceptic

This is a guest post from Kirsty at My Home Truths. —– I was once healthy. Apart from being prescribed........

Hospital vs. Extras Cover

Medicare in Australia covers treatment at public hospitals, x-rays, pathology tests, and immunisations. It does not prov......

Health Insurance for 485 Visas

If you are an international student who has recently graduated from an educational institution in Australia, you may wis......

Private Health Insurance and Waiting Periods

When you buy private health insurance to cover hospital care or extras, you may be subject to waiting periods. Waiting........

Health Insurance and Pre-Existing Conditions

Millions of Australians are covered by private health insurance. According to recent APRA figures, over 11 million Austr......

Health Insurance: Everything You Need to Know About “The Gap”

Medicare covers for a portion of medical treatments, but it’s not designed to pay for everything. This is one reason........

457 Visa Health Insurance

A 457 visa is the visa most commonly used when a foreign worker comes to Australia to temporarily join the.........

Orthodontics and Private Health Insurance

Orthodontia is a form of dentistry that focuses on studying and treating issues such as improper bites, tooth irregulari......

Medicare vs Private Health Insurance [2020 Update]

Medicare serves a valuable purpose in our healthcare landscape. It provides basic coverage for people who can’t afford......

Tax treatment of Australian Private Health Coverage

Private health Insurance (PHI) has received generous tax treatment in Australia for the past 15 years. But belt-tighteni......

Health Insurance and the Chronic Disease Management Program

People who live with chronic diseases may be faced with multiple doctor and hospital visits and treatments throughout th......

What’s In It For Me? The Benefits of Private Health Insurance

Private health insurance has become increasingly popular in recent years. It gives an individual or his or her family ac......