Got questions about Health Insurance? Medicare? We’ll give you all the tools and information you need to find out whether health insurance is for you.
For more handy health insurance tools & tips, browse our other categories or compare health insurance policies here.
Do I need health insurance? Australian health cover buying guide
Do I need health insurance? It’s a fair question. Medicare covers a range of healthcare services for Australian citize......Read More
Health insurance benefits for rural and remote Australians
According to the National Rural Health Alliance Inc., the health status of Australians living in remote areas is worse t......Read More
How does health insurance affect my tax return?
Key Points You may be able to get a portion of your health insurance premiums back in your tax return or even get the am......Read More
Which health insurance companies are non-profit?
Key Points Not-for-profit health insurers reinvest their extra revenue towards members, usually in the form of lower pre......Read More
How do I choose a private health fund?
Key Points From 1 April 2019 it became easier to compare policies, as funds have to adhere to baseline product tiers for......Read More
What is healthcare fraud?
Key Points Healthcare fraud can be committed by individuals or healthcare providers. It costs the healthcare industry mi......Read More
Personal accident cover: What you need to know
Key Points Personal accident cover provides benefits if you are unable to work due to injuries sustained from an acciden......Read More
Restricted health funds vs open: What’s the difference?
Key Points Restricted health funds are only open to members of a specific group or industry. In many cases, family membe......Read More
2019 Health Reforms: What changes can we expect?
Key Points The 2019 private health insurance reforms will continue to be rolled out over the year, with many significant......Read More
2019 Health Reforms: Gold Health Insurance Policies
Key Points Health insurance reforms set to go into effect on 1 April 2019 will change the way health funds present their......Read More
2019 Health Reforms: Silver health insurance policies
Key Points On 1 April 2019, a new system of four main product tiers will be introduced for hospital cover policies. Ther......Read More
2019 Health Reforms: Bronze health insurance policies
On 1 April 2019 a new product tier system will be introduced for hospital cover. This will make policies easier to compa......Read More
2019 Health Reforms: Basic health insurance policies
Key Points One of the major components of the 2019 health insurance reforms will be introduced on 1 April 2019: product ......Read More
12 healthy gift ideas for Valentine’s Day
Valentine’s Day is around the corner, so if you haven’t thought about gifts yet, don’t settle for a last-minute bu......Read More
What Are Health Insurance Member Networks And How Do They Work?
Extras policies cover Australians for the medical services they use everyday. If you visit the dentist, optometrist, mas......Read More
Rejected! How to Appeal When Your Health Insurance Claim is Denied
You’ve submitted what you believe to be a legitimate health insurance claim only to have it denied. There are probably......Read More
Going Overseas? Take a Holiday From Your Health Insurance Premiums
Australian private health insurance won’t cover you while you’re overseas—that’s what travel insurance is for. W......Read More
Optical Health Insurance: What Does it Cover?
If you need glasses, you’ll know how expensive a new set of frames can be! Especially if you have a high prescription.......Read More
Your Guide to the Health Insurance Rate Rise 2019
Key Points 2019 health insurance premiums are set to increase by an average of 3.25% on the 1st of April. The highest av......Read More
Guilt-Free Christmas Gift Guide: 2018
Christmas rolls around at the same time every year. Somehow, knowing that it’s coming doesn’t make buying gifts any ......Read More
Will Health Insurance Help With Alcohol Addiction Rehab?
Many people like to drink alcohol but for some, it can lead to addiction. Over time, a tolerance for alcohol can develop......Read More
After-Hours GP Care: How Health Insurance Can Help
Getting sick can happen at any time, not just during business hours. So what should you do when you or a family member i......Read More
Health Insurance and Flu Season: Protecting Yourself & Your Family
It is estimated that 1 in 5 of us will suffer some symptoms this flu season. Although not serious for most people, flu c......Read More
Will Private Health Insurance Cover My Cosmetic Surgery?
Thinking of undergoing cosmetic surgery? You may be wondering whether you’ll receive any assistance from your health i......Read More
Private Health Insurance for Athletes and Sports Players
Are you an avid sports player? Do you consider yourself an athlete? If so, odds are you have at least thought about ho......Read More
Private Health Insurance For Men: What’s in it for me?
Finding the cheapest healthcare plan might seem like a good way to save some money, but it can end up costing you when i......Read More
Is Medicare Enough? Public vs. Private Health Care: Know Which is Right for You
Thinking about private health insurance but not sure where to start? Can you get by with Medicare or do you need further......Read More
5 Private Health Insurance Myths Blowing your Budget
Health insurance can seem like a confusing, messy and scary business – especially when you could quite literally p......Read More
The Dos and Don’ts of Private Health Insurance
Let’s face it: health insurance can be hard to get your head around. It’s this confusion that leaves many Australian......Read More
How to Avoid the “Gap” When You Go to Hospital
Many people assume that Hospital cover will automatically pay for everything if you need to go into hospital but unless ......Read More
Taxes and Your Health Insurance
With a new tax year just around the corner, it’s worth thinking about how your health insurance can be affected by you......Read More
Smoker’s Guide to Private Health Insurance Premiums
Smokers pay high prices for their cigarettes, but many Australians believe that they should pay high prices for health i......Read More
5 Ways to Save Big Money on Your Health Insurance
The rising costs of health insurance premiums means that many Australians are concerned about whether they can continue ......Read More
How to Switch Health Insurance
Over half of Australians have some degree of health insurance. Consumers have the option to shop around among multiple h......Read More
Medicare Levy and Medicare Levy Surcharge: What’s the Difference?
Australian citizens are subject to several taxes and fees, two of which are the Medicare Levy and the Medicare Levy Surc......Read More
Lifetime Health Cover Loading and You
Key Points The Lifetime Health Cover (LHC) loading applies to anyone who takes our hospital cover for the first time aft......Read More
Health Insurance for Couples
Compare Health Cover Purchasing private health insurance limits out-of-pocket costs and gives you broader choices......Read More
Benefits of Private Health Insurance
Australian residents and some visitors on student or work visas have Medicare coverage to provide payment for their hosp......Read More
Private Health Insurance: Can You Avoid the Waiting Period?
Before you can make a claim through your private health insurer, you need to make sure your waiting period is over. Most......Read More
Medicare and Dental Cover
Medicare does not cover most out-of-hospital services and if you need any type of dental treatment, you will need Extras......Read More
What is the Medicare Levy Surcharge?
Purchasing health insurance is a smart financial decision for many different reasons, but one of the many financial bene......Read More
Ombudsman Complaint Letter Templates
Many customers who invest in private health insurance are very happy and satisfied with the coverage and customer servic......Read More
How to Make a Health Insurance Claim
Private hospital insurance should provide cover for treatments received when you need hospital care, while Extras cover ......Read More
Private Health Insurance Ombudsman PHIO
When purchasing private health insurance, you have certain consumer rights. If your insurance company fails to follow th......Read More
Private Health Insurance for 30 Year Olds
Before you turn 30, private health insurance is more of a benefit than a necessity. For 30 year olds, however, the cost ......Read More
The Private Health Insurance Rebate
The private health insurance rebate is offered by the government for eligible Australians who hold a hospital or extras ......Read More
Hospital vs. Extras Cover
Medicare in Australia covers treatment at public hospitals, x-rays, pathology tests, and immunisations. It does not prov......Read More
Health Insurance for 485 Visas
If you are an international student who has recently graduated from an educational institution in Australia, you may wis......Read More
Private Health Insurance and Waiting Periods
When you buy private health insurance to cover hospital care or extras, you may be subject to waiting periods. Waiting p......Read More
Health Insurance and Pre-Existing Conditions
Millions of Australians are covered by private health insurance. According to recent APRA figures, over 11 million Austr......Read More
Health Insurance: Everything You Need to Know About “The Gap”
Medicare covers for a portion of medical treatments, but it’s not designed to pay for everything. This is one reason p......Read More
457 Visa Health Insurance
A 457 visa is the visa most commonly used when a foreign worker comes to Australia to temporarily join the workforce. Th......Read More
Orthodontics and Private Health Insurance
Orthodontia is a form of dentistry that focuses on studying and treating issues such as improper bites, tooth irregulari......Read More
Medicare vs Private Health Insurance
Medicare serves a valuable purpose in our healthcare landscape. It provides basic coverage for people who can’t afford......Read More
Tax treatment of Australian Private Health Coverage
Private health Insurance (PHI) has received generous tax treatment in Australia for the past 15 years. But belt-tighteni......Read More