General Guides

Got questions about Health Insurance? Medicare? We’ll give you all the tools and information you need to find out whether health insurance is for you.

For more handy health insurance tools & tips, browse our other categories or compare health insurance policies here.

Rejected! How to Appeal When Your Health Insurance Claim is Denied

You’ve submitted what you believe to be a legitimate health insurance claim only to have it denied. There are probably......

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Going Overseas? Take a Holiday From Your Health Insurance Premiums

Australian private health insurance won’t cover you while you’re overseas—that’s what travel insurance is for. W......

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Optical Cover

Optical Health Insurance: What Does it Cover?

If you need glasses, you’ll know how expensive a new set of frames can be! Especially if you have a high prescription.......

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2018 Private Health Insurance Rate Rise

The 2018 Health Insurance Rate Rise is just around the corner and it has just been announced that premiums are going to ......

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Will Health Insurance Help With Alcohol Addiction Rehab?

Many people like to drink alcohol but for some, it can lead to addiction. Over time, a tolerance for alcohol can develop......

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After-Hours GP Care: How Health Insurance Can Help

Getting sick can happen at any time, not just during business hours. So what should you do when you or a family member i......

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Health Insurance and Flu Season: Protecting Yourself & Your Family

It is estimated that 1 in 5 of us will suffer some symptoms this flu season. Although not serious for most people, flu c......

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Will Private Health Insurance Cover My Cosmetic Surgery?

Thinking of undergoing cosmetic surgery? You may be wondering whether you’ll receive any assistance from your health i......

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Private Health Insurance for Athletes and Sports Players

Are you an avid sports player?  Do you consider yourself an athlete? If so, odds are you have at least thought about ho......

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Private Health Insurance For Men: What’s in it for me?

Finding the cheapest healthcare plan might seem like a good way to save some money, but it can end up costing you when i......

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Is Medicare Enough? Public vs. Private Health Care: Know Which is Right for You

Thinking about private health insurance but not sure where to start? Can you get by with Medicare or do you need further......

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Confused Couple Looking Over Health Cover

5 Private Health Insurance Myths Blowing your Budget

Health insurance can seem like a confusing, messy and scary business – especially when you could quite literally p......

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The Dos and Don’ts of Private Health Insurance

Let’s face it: health insurance can be hard to get your head around. It’s this confusion that leaves many Australian......

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How to Avoid the “Gap” When You Go to Hospital

Many people assume that Hospital cover will automatically pay for everything if you need to go into hospital but unless ......

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Taxes and Your Health Insurance

With a new tax year just around the corner, it’s worth thinking about how your health insurance can be affected by you......

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Should Smokers Have to Pay More for Health Insurance

Compare Health Cover   2016 is gearing up to be a year of health care reforms that will shake up the nation’s fun......

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5 Ways to Save Big Money on Your Health Insurance

The rising costs of health insurance premiums means that many Australians are concerned about whether they can continue ......

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Woman Switching Health Cover

How to Switch Health Insurance

Over half of Australians have some degree of health insurance. Consumers have the option to shop around among multiple h......

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Lifetime Health Cover Loading

Lifetime Health Cover Loading and You

Key Points The Lifetime Health Cover (LHC) loading applies to anyone who takes our hospital cover for the first time aft......

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Benefits of Private Health Insurance

Australian residents and some visitors on student or work visas have Medicare coverage to provide payment for their hosp......

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Private Health Insurance: Can You Avoid the Waiting Period?

Before you can make a claim through your private health insurer, you need to make sure your waiting period is over. Most......

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Medicare and Dental Cover

Medicare does not cover most out-of-hospital services and if you need any type of dental treatment, you will need Extras......

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Medicare Levy Surcharge

Purchasing health insurance is a smart financial decision for many different reasons, but one of the many financial bene......

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Ombudsman Complaint Letter Templates

Many customers who invest in private health insurance are very happy and satisfied with the coverage and customer servic......

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How to Make a Health Insurance Claim

Private hospital insurance should provide cover for treatments received when you need hospital care, while Extras cover ......

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Private Health Insurance Ombudsman PHIO

When purchasing private health insurance, you have certain consumer rights. If your insurance company fails to follow th......

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Private Health Insurance for 30 Year Olds

If you have reached age 30 and you do not already have private health insurance, now is the time to act. Waiting until y......

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The Private Health Insurance Rebate

The private health insurance rebate is offered by the government for eligible Australians who hold a hospital or extras ......

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Hospital vs. Extras Cover

Medicare in Australia covers treatment at public hospitals, x-rays, pathology tests, and immunisations. It does not prov......

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Health Insurance for 485 Visas

If you are an international student who has recently graduated from an educational institution in Australia, you may wis......

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Private Health Insurance and Waiting Periods

When you buy private health insurance to cover hospital care or extras, you may be subject to waiting periods. Waiting p......

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Health Insurance and Pre-Existing Conditions

Millions of Australians are covered by private health insurance. According to recent APRA figures, over 11 million Austr......

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Health Insurance: Everything You Need to Know About “The Gap”

Medicare covers for a portion of medical treatments, but it’s not designed to pay for everything. This is one reason p......

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Work Abroad with a 457 Visa

457 Visa Health Insurance

A 457 visa is the visa most commonly used when a foreign worker comes to Australia to temporarily join the workforce. Th......

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Orthodontics and Private Health Insurance

Orthodontia is a form of dentistry that focuses on studying and treating issues such as improper bites, tooth irregulari......

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Medicare vs Private Health Insurance

Medicare serves a valuable purpose in our healthcare landscape. It provides basic coverage for people who can’t afford......

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Tax treatment of Australian Private Health Coverage

Private health Insurance (PHI) has received generous tax treatment in Australia for the past 15 years. But belt-tighteni......

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