General Guides

Got questions about Health Insurance? Medicare? We’ll give you all the tools and information you need to find out whether health insurance is for you.

For more handy health insurance tools & tips, browse our other categories or compare health insurance policies here.

Going Overseas? Take a Holiday From Your Health Insurance Premiums

Australian private health insurance won’t cover you while you’re overseas—that’s what travel insurance is for. W......

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What Does Optical Health Insurance Cover?

Optical health insurance to cover glasses, contact lenses and laser eye surgery is typically included in Extras cover ......

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2018 Private Health Insurance Rate Rise

The 2018 Health Insurance Rate Rise is just around the corner and it has just been announced that premiums are going to ......

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After Hours GP Care and Health Funds

Getting sick can happen at any time, not just during business hours. So what should you do when you or a family member i......

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Will Private Health Insurance Cover My Cosmetic Surgery?

Thinking of undergoing cosmetic surgery? You may be wondering whether you’ll receive any assistance from your health i......

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Private Health Insurance for Athletes and Sports Players

Are you an avid sports player?  Do you consider yourself an athlete? If so, odds are you have at least thought about ho......

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Private Health Insurance For Men: What’s in it for me?

Finding the cheapest healthcare plan might seem like a good way to save some money, but it can end up costing you when i......

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Is Medicare Enough? Public vs. Private Health Care: Know Which is Right for You

Thinking about private health insurance but not sure where to start? Can you get by with Medicare or do you need further......

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Why These Health Insurance Myths Could Blow Your Budget

Health insurance can be a confusing business, and many people don’t have a great handle on how it really works. If thi......

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The Dos and Don’ts of Private Health Insurance

Let’s face it, health insurance can be hard to get your head around, and it’s this confusion that means that many Au......

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How to Avoid the “Gap” When You Go to Hospital

Many people assume that Hospital cover will automatically pay for everything if you need to go into hospital but unless ......

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Taxes and Your Health Insurance

With a new tax year just around the corner, it’s worth thinking about how your health insurance can be affected by you......

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Should Smokers Have to Pay More for Health Insurance

2016 is gearing up to be a year of health care reforms that will shake up the nation’s funding and hospital system. Re......

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5 Ways to Save Big Money on Your Health Insurance

The rising costs of health insurance premiums means that many Australians are concerned about whether they can continue ......

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Health Insurance Rate Rise Survival Guide

Health funds will be raising their rates again in April, which can prompt many consumers to think about downgrading thei......

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How to Switch Health Insurance

Over half of Australians have some degree of health insurance. Consumers have the option to shop around among multiple h......

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Lifetime Health Cover Loading

The public healthcare system in Australia i.e. Medicare, covers Australians for many health care costs. It comprises thr......

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Medicare vs Private Health Insurance

Medicare serves a valuable purpose in our healthcare landscape. It provides basic coverage for people who can’t afford......

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Experts Claim Health Insurance Costs May Rise By Another 6% in 2016

Health insurance costs have been on the up and up in recent years, with a cumulative increase in average premiums well o......

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Benefits of Private Health Insurance

Australian residents and some visitors on student or work visas have Medicare coverage to provide payment for their hosp......

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Private Health Insurance: Can You Avoid the Waiting Period?

Before you can make a claim through your private health insurer, you need to make sure your waiting period is over. Most......

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Medicare and Dental Cover

Medicare does not cover most out-of-hospital services and if you need any type of dental treatment, you will need Extras......

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Medicare Levy Surcharge

Purchasing health insurance is a smart financial decision for many different reasons, but one of the many financial bene......

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Ombudsman Complaint Letter Templates

The following letters are templates that you can modify and send to the Private Health Insurance Ombudsman (PHIO). How T......

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How to Make a Health Insurance Claim

Private hospital insurance should provide cover for treatments received when you need hospital care, while Extras cover ......

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Private Health Insurance Ombudsman PHIO

When purchasing private health insurance, you have certain consumer rights. If your insurance company fails to follow th......

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Private Health Insurance for 30 Year Olds

If you have reached age 30 and you do not already have private health insurance, now is the time to act. Waiting until y......

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The Private Health Insurance Rebate

Purchasing health insurance is very important for your well-being and your financial protection.  Without hospital cove......

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Hospitals vs. Extras Cover

Medicare in Australia covers treatment at public hospitals, x-rays, pathology tests, and immunisations. It does not prov......

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Health Insurance for 485 Visas

If you are an international student who has recently graduated from an educational institution in Australia, you may wis......

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Private Health Insurance and Waiting Periods

When you buy private health insurance to cover hospital care or extras, you may be subject to waiting periods. Waiting p......

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Health Insurance and Pre-Existing Conditions

Many Australians purchase private health insurance coverage.  Hospital policies offered by private insurers pay for cos......

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Health Insurance & The Gap

Medicare pays for a portion of covered medical treatments. Private health insurance policies pay additional costs not co......

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457 Visa Health Insurance

A 457 visa is the visa most commonly used when a foreign worker comes to Australia to temporarily join the workforce. Th......

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How to Switch Health Insurance

Over half of Australians have some degree of health insurance. Consumers have the option to shop around among multiple h......

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Medicare vs Private Health Insurance

Medicare ensures that all Australians receive free public healthcare. But when is it not enough? The private healthcare ......

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Lifetime Health Cover Loading

The public healthcare system in Australia i.e. Medicare, covers Australians for many health care costs. It comprises thr......

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Tax treatment of Australian Private Health Coverage

Private health Insurance (PHI) has received generous tax treatment in Australia for the past 15 years. But belt-tighteni......

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$6 GP Visit Fee Proposal

Fees of $6 for every GP visit have been proposed as a means of reducing Australia’s growing healthcare costs. Heal......

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