How it works?
It's Easy!

Once you've submitted your friend's or family's details above, they'll be contacted by one of our friendly and skilled agents (you remember them!) to discuss their health insurance needs.

Once they have compared and switched, you'll receive your $50 e-gift card in your email inbox at the end of the next month, as long as your referral still holds their policy. Hooray!

Frequently Asked Question

Health Insurance Comparison is an Australian health insurance comparison service. Based in Melbourne, our experienced team of 80+ advisors save people time, money and hassle by comparing a selection of appropriate health insurance policies.

We work with a wide range of trusted health funds to give our customers real choice and value.

Our customers love us, and we hope you do too!

OUR RATING
3.0/5
I thought I was covered for pregnancy and top hospital in my current cover but they discovered that I wasn’t. They have saved me a lot of money down the track. Super helpful and thorough. Couldn’t be more impressed by the service.
Brooke

Those who currently have health insurance might be reluctant to switch with waiting periods in mind. Fortunately, there are laws that protect health fund members from such problems.

Any waiting periods you’ve already served with your current health fund will transfer to your new policy. That means that if you’ve already waited for six of the twelve months required for benefits, these six months will come with you. If you’ve been with your fund for more than 12 months and you are not adding services, then you won’t have any waiting periods.

This law is called portability and allows people to find better value health insurance when they already have coverage.

We should note that portability laws only apply to hospital cover. Those who are switching insurance providers for their extras may need to repeat waiting periods although most health funds recognise portability with their extras policies.

There are some important rules around portability. First, you’ll need to make sure there is no gap in coverage. You also need to serve any applicable waiting periods when you upgrade cover on the services that are being upgraded only. Funds will allow a small gap between funds, generally to a maximum of 30 days.

We don’t charge our customers to help them find the right policy. We do collect a fee from your chosen health fund when you join through Health Insurance Comparison, but never make policy recommendations based on the fees we receive.

If you cancel the policy, our received fees may be refunded to the health fund.

In some cases, we are paid on an annual or recurring basis from the fund so it is important to us to ensure that you are totally satisfied with your policy choice.