There’s a simple solution to switching and saving on health insurance without worrying about waiting periods

There’s a common misconception in Australia that switching health insurance providers is expensive, difficult and presents woeful waiting periods.

Year after year, people sit with the same provider, paying increasing premiums, for a service they don’t truly believe they’re getting any real value from. This really has to stop. 

The truth is changing health insurance providers isn’t hard, it costs nothing and you don’t always have to wear any of the waiting periods when you switch and save money on your health cover.


Paying too much?

Australia: We saved our average customer $320* on their average annual premium! Select your age and see how much you could save!

*Average savings based off over 110,000 customers between 2018-2021

Switching without waiting periods? Yes, it’s possible


When people stay with health insurance providers they’re not happy with, they’re quite often unaware that it’s easy to find a better option that they can switch to and use straight away, without waiting periods.

So many of us are sitting on outdated policies because we’ve been conditioned to believe that changing providers requires an unpleasant customer service call, or is subject to unfair penalties, or involves an unreasonable waiting period

In 2021, this couldn’t be further from the truth. 

When people use our service to save money by switching to a better value policy, we work to understand exactly what you need from your health insurer – from a more personalised policy to a less expensive price.

We’ll then review our long list of insurer policies, their cover options and pricing, and then select the best fit. It really is that simple – plus we even handle the switching paperwork

And if you’re switching to an equivalent or lower policy you shouldn’t have to serve any new waiting periods. That means it’s possible to switch to a provider with lower premiums and have access to the same services straight away.

Here’s How You Do It:

Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Choose your life stage.

I’m looking at health cover for…

Upgrading cover? There’s still a way to skip the wait


Health funds regularly offer incentives such as reduced or removed waiting periods. It’s a highly competitive market so you really can squeeze every piece of value from your new fund. 

Our specialists will let you know when our panel funds have waiting periods offers, as well as comparing like-for-like so you really can understand if you’re getting a good deal.

Plenty of Australians have already caught on to the fact that switching health insurance providers doesn’t have to be an expensive, time-consuming event. On average, people saved $312* when they compared and switched with Health Insurance Comparison

Good news for those of us feeling stuck in overpriced health funds! So stop paying for things you don’t need, and start putting your mind and savings at ease.

Get Started Now:

Step 1: Select your state below .
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

Choose your area.

Which area are you in?

*Average savings based off over 110,000 customers between 2018-2021

*Based on 25,311 customers in 2020.

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

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