Aussies threaten to leave their health fund to get lower premiums but are their insurers really offering the best deal?

When’s the last time your health insurer offered you a reward for your loyalty? As the vast majority of health funds have increased premiums every year for the last 25 years**, how many of us can say we’re truly satisfied? 

It often takes the threat of leaving for an insurer to make you a better offer. But even then, could you truly be confident that you’re getting value for money? 

So if your health fund is banking on you not going through the hassle of comparing funds, we’ve got news for them: Health Insurance Comparison makes it easy to compare a range of health funds side-by-side so you can see if your insurer is taking you for a ride.

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Paying too much?

Australia: We saved our average customer $320* on their average annual premium! Select your age and see how much you could save!

*Average savings based off over 110,000 customers between 2018-2021

High premiums for below par policies


Health insurance premiums have risen by an average of 17.7% in the past five years**. And if you’re like the other 3,706 people who filed complaints about their private health insurer in 2019-20^, you’re probably ready for a change.

But you’ve got to take back control to save. Even if you’re on an unsuitable policy, it’s unlikely your health fund will proactively offer you a better deal. 

That’s where Health Insurance Comparison can help. We compare policies side-by-side to find the best one for you from our panel of trusted insurers. 

In fact, last year we saved Australians an average of $312* when they compared and switched health funds.

So don’t let your health insurer treat you like a number. Compare your current level of cover to similar policies and see how your current deal stacks up against those on our panel. 

And if you feel as if you’re getting taken for a ride on your current policy, we’ll do all the heavy lifting for you. 

Just say the word and we’ll get to work cancelling your current cover, retrieving prepaid premiums, and organising your new membership.

Don’t settle for business as usual anymore. It’s time to demand a better deal from your health insurer — or switch to a provider who puts your needs first.

Get Started Now:

Step 1: Select your state below .
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

Choose your area.

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*Average savings based off over 110,000 customers between 2018-2021

*Average savings based on 25,311 customers during 2020.
**Health.gov.au, List of historical premium increases by insurer, July 2021.
^Private Health Ombudsman, State of the Health Funds 2020-21, July 2021

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

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