If, within 30 days of purchase, you feel you have made the wrong choice and have not made a claim, we’ll provide you with a full refund.
We don’t markup policies by a single cent! The prices quoted on our website come direct from the health funds, and we don’t charge you any fees or charges.
All of our advisors are based in Australia. If you are unsure about which policy to choose, we have years of industry experience and thoroughly understand the health system.
Policies vary significantly on price based on your State and Life Stage, so we need this information to provide you with accurate quotes.
Tell us what coverage options are most important to you so that we can tailor our recommendations to your specific needs.
Review your personalised policy matches and compare apples with apples, or get some advice from our team over the phone.
When you have found the right policy, apply on line in a secure environment or give us a call and we'll set everything up for you.
If you earn over $88,000 per year and don’t have an eligible private health insurance policy the government may charge you additional taxes. In some cases paying for health cover will cost you less than the tax payable for not being covered.
Our Team has lots of experience with the tax implications around Private Health Insurance. We can also help you calculate your Government Rebate and Lifetime Health Cover Loading.
“From my online inquiry through to purchase (replacement Health Insurance) the experience was simple, easy and straight forward. To top it off Diane ensured the best offer to match my family needs. Diane was exceptional from the start to all recent follow up and referrals since. A GREAT customer service and experience!”Alice, Hallet Cove, SA
Health Insurance is complicated! There are literally thousands of policies out there with all kinds of different coverage levels and features. Our Online Comparison tool will allow you to filter out the policies that don’t meet your criteria and then compare the remaining policies side by side.
We’re also here to talk you through the process. We’ll make sure you’re comparing like for like and even come up with a ‘shortlist’ for you to consider based on your specific requirements.
“This is a health insurance comparison service that put a lot of effort into finding the right policy at the right price for us. They followed up to check if we needed any further information. Then handled everything for the change over. I would highly recommend them to find the right product for anyone without any hassles.”Sam, Lota, QLD
Co-payments, Excess, Rebates, Medicare Surcharges - Private Health Insurance can be tricky. Whether you're looking at purchasing your first ever policy or on the hunt for a new one, here are a few important things to keep in mind:
Whether you decide to pay weekly or pre-pay anually, there are no ‘lock-in’ style contracts. Any unused premium is refundable.
Health Insurers aren’t allowed to charge you extra for any pre-existing conditions (though waiting periods may apply)
Depending on your income, age and number of children the Government may subsidise your policy by as much as 38.72%.
If you’re over 30 and haven’t had private health insurance before, the premiums you’ll pay increase by 2% a year
Provided you don’t make a claim, all policies come with a no questions asked money back ‘cooling off’ period
Medicare generally doesn’t cover certain essential services like Dental or Non PBS Pharmaceuticals.
If you earn above a certain threshold and don't have Private Health Insurance you will be hit with up to an additional 1.5% in your income tax rate.
Not all Policies are created equal! Let us help you compare policies and find the right product at the right price.