Help Center (8am-7pm Mon-Fri) 1300 761 491

100% Guaranteed

If, within 30 days of purchase, you feel you have made the wrong choice and have not made a claim, we'll provide you with a full refund.

No Markups

We don't markup policies by a single cent! The prices quoted on our website come direct from the health funds, and we don't charge you any fees or charges.

Compare Polices

All of our advisors are based in Australia. If you are unsure about which policy to choose, we have years of industry experience and thoroughly understand the health system.

OUR RATING
Customer Review
4.3

The consultant who helped me was fabulous. He was very helpful, polite and friendly. I gave him a list of what I needed and he told me about the various companies that had the deals that suited my needs and narrowed it down to the one who was best for me. Great service!!!!

Tracey C., NSW

Avoid paying extra taxes and penalties

If you earn over $88,000 per year and don't have an eligible private health insurance policy the government may charge you additional taxes. In some cases paying for health cover will cost you less than the tax payable for not being covered.

Our Team has lots of experience with the tax implications around Private Health Insurance. We can also help you calculate your Government Rebate and Lifetime Health Cover Loading.

"From my online inquiry through to purchase (replacement Health Insurance) the experience was simple, easy and straight forward. To top it off Diane ensured the best offer to match my family needs. Diane was exceptional from the start to all recent follow up and referrals since. A GREAT customer service and experience!"

Alice, Hallet Cove, SA

Compare Policies & Save

Health Insurance is complicated! There are literally thousands of policies out there with all kinds of different coverage levels and features. Our Online Comparison tool will allow you to filter out the policies that don't meet your criteria and then compare the remaining policies side by side.

We're also here to talk you through the process. We'll make sure you're comparing like for like and even come up with a ‘shortlist' for you to consider based on your specific requirements.

"This is a health insurance comparison service that put a lot of effort into finding the right policy at the right price for us. They followed up to check if we needed any further information. Then handled everything for the change over. I would highly recommend them to find the right product for anyone without any hassles."

Sam, Lota, QLD

A Few Things You Should Know
About Health Insurance

Co-payments, Excess, Rebates, Medicare Surcharges - Private Health Insurance can be tricky. Whether you're looking at purchasing your first ever policy or on the hunt for a new one, here are a few important things to keep in mind:

It's Pay As You Go

Whether you decide to pay weekly or pre-pay anually, there are no ‘lock-in' style contracts. Any unused premium is refundable.

It's Community Rated

Health Insurers aren't allowed to charge you extra for any pre-existing conditions (though waiting periods may apply)

There are Rebates

Depending on your income, age and number of children the Government may subsidise your policy by as much as 38.72%.

It Gets More Expensive

If you're over 30 and haven't had private health insurance before, the premiums you'll pay increase by 2% a year

30 Days Money Back

Provided you don't make a claim, all policies come with a no questions asked money back ‘cooling off' period

Cover The Gaps

Medicare generally doesn't cover certain essential services like Dental or Non PBS Pharmaceuticals.

There Are Tax Benefits

If you earn above a certain threshold and don't have Private Health Insurance you will be hit with up to an additional 1.5% in your income tax rate.

Shop Around!

Not all Policies are created equal! Let us help you compare policies and find the right product at the right price.

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