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Worried about the health cover price hike? Here’s what you can do about it

Cost-cutting measures available to Aussies concerned about the health cover price hike

The annual health premium price rise may be overshadowing the fact that government rebates still exist to help cover the cost of private health insurance. In fact, most people are eligible for a rebate that can make health cover more affordable.

It’s no secret that health insurance is a complicated subject, so it stands to reason that the average Australian may not be across all the details of private cover. According to a recent survey, 55 per cent of people consider the costs of private healthcare difficult to understand.*

Fortunately, there are a number of simple ways to reduce the cost of private care, including rebates that are widely available. When rebates are combined with the money-saving service provided by, consumers may be able to save more than they think on health cover.

Here’s How You Do It:

Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Comparing insurers is made easier with the online service, so you can get a clear picture of what your policy covers and how much it costs. Enter a few details about your health care needs and the system will generate a tailored quote from its database of policies.

From there you can choose the policy that best suits your needs. Switching is easy; a consultant will sort out your paperwork and set everything up for you. Don’t let premium hikes force you to give up your health cover when there may be a more affordable option on the table.

On top of saving money, customers may get better coverage as well, as one recent customer found. “My Health Insurance Comparison consultant was able to provide better insurance cover tailored to my needs at a more competitive price,” he said.

Understanding the rebate

The rebate was implemented in 1999 to help alleviate the pressure on public hospitals by making private cover more affordable for Australians. It is income-based and applies to ambulance, hospital, and general treatment policies.

At the time of writing, the rebate for under-65s is between 8.9 percent and 26.8 percent of your premium. For over-65s it is between 13.4 percent and 35.7 percent. Singles who earn over $140,000 annually are not eligible, nor are families that earn over $280,000 per year.

To find out more about how you can save on your private health insurance, visit today to compare policies from Australia’s leading insurers.

Get Started Now:

Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

Select Your Life Stage and Compare Now!

Select Your Age and Compare Now!

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