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WE’RE COMPILING YOUR QUOTES NOW!


Did you know that health funds change their offers on an on going basis?

We are in the process of contacting the health funds with the details you provided to find you the most up to date policies that matches your desired cover level. This means you will get a policy tailored to your needs and not pay for cover you don’t need in a generic policy. We will contact you once we have compiled a list of potential policies. Please be patient so you can we can get you a great result.



Health Funds We Might Compare For You

The table below is a selection of Private Health Insurers along with some recent fund statistics from PrivateHealth.gov.au.

A FEW THINGS YOU SHOULD KNOW ABOUT HEALTH INSURANCE

Co-payments, Excess, Rebates, Medicare Surcharges - Private Health Insurance can be tricky. Whether you're looking at purchasing your first ever policy or on the hunt for a new one, here are a few important things to keep in mind:

  • It's Pay As You Go

    Whether you decide to pay weekly or pre-pay anually, there are no ‘lock-in' style contracts. Any unused premium is refundable.

  • It's Community Rated

    Health Insurers aren't allowed to charge you extra for any pre-existing conditions (though waiting periods may apply)

  • There are Rebates

    Depending on your income, age and number of children the Government may subsidise your policy by as much as 35.72%.

  • It Gets More Expensive

    If you're over 30 and haven't had private health insurance before, the premiums you'll pay increase by 2% a year

  • 30 Days Money Back

    Provided you don't make a claim, all policies come with a no questions asked money back ‘cooling off' period

  • Cover The Gaps

    Medicare generally doesn't cover certain essential services like Dental or Non PBS Pharmaceuticals.

  • There Are Tax Benefits

    If you earn above a certain threshold and don't have Private Health Insurance you will be hit with up to an additional 1.5% in your income tax rate.

  • Shop Around!

    Not all Policies are created equal! Let us help you compare policies and find the right product at the right price.

FREQUENTLY ASKED QUESTIONS

  • Q: How does HealthInsuranceComparison.com.au work?

    A: We compare health insurance policies across a range of providers to come up with a shortlist of personalised policies that offer you the best value. You can then decide which policy best meets your needs, and our expert advisors will help you make the switch.

  • Q: Why should I switch?

    A: There are many reasons to switch health funds. You may be unhappy with your current provider, ready for a different type of policy, or looking to reduce your costs. Chances are, there’s a health insurance policy on the market that offers the features that are important to you at a lower price and HealthInsuranceComparison.com.au can help you find it.

  • Q: How much does it cost to switch?

    A: All services provided by HealthInsuranceComparison.com.au are free of charge, from the initial quote to helping you complete a new policy application. However, you should check with your existing insurer to find out if there are any exit fees associated with your current contract.

  • Q: Will I need to re-sit a waiting period for cover?

    A: When you switch to a policy that offers equal or lesser coverage, portability laws state that you are not required to repeat any waiting periods already served. Note that these laws only apply to hospital cover.

  • Q: Do health insurance prices vary from state to state?

    A: Yes! Your state and life stage can affect the price of your health insurance. Our expert consultants will take these factors into account when searching for the best deal.

  • Q: Will I be locked into my new contract?

    A: No. Regardless of how often you make payments, any unused premium is refundable. All policies also come with a 30-day money back policy, provided you don’t make a claim.

  • ahm
  • australian unity
  • cbhs
  • frank
  • gmhba
  • hbf
  • hcf
  • health partners
  • health.com.au
  • la trobe
  • nib
  • tuh

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