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Here are 7 common questions our customers ask us.
I've purchased a product through Health Insurance Comparison, what do I do next?
In most cases, all documentation is provided over the phone with your adviser – the only thing you may need to do on your own is complete your Government Rebate. Depending on the fund you go with, this could take the form of:
- An activation email
- A voice recording via the fund’s call centre
- Filling out a form
Please check the email we sent to you for further information relating to your specific fund. If you need further help, call us on 1300 761 491 or reach out to your adviser. We’re always happy to assist.
Why does the information in my welcome pack show waiting periods?
Your welcome pack will display generic information until your old fund sends a clearance certificate through to your new fund. Once received, the fund will apply it to your membership and your waiting periods will be updated or removed entirely. There’s no need to be concerned! If you receive a copy of your clearance certificate and want to speed up the process, you can either send it to your fund direct, or alternatively, send it over to us so we can update the details on your behalf. Too easy!
When will I get my refund?
Generally speaking, once your previous fund receives the request for transfer, they have 14 days to release your clearance certificate and once that is actioned, your refund is automatically released. If you have reimbursement details in place the refund will go back into your account. If not, a cheque will be sent.
Will I be double deducted?
In some instances this can occur. Your previous fund may not action your cancellation quickly enough, which can result in two deductions coming out from your account. If paying via direct debit, some banks will allow you to put a temporary block on the previous fund, which will stop that deduction from coming out. For more information, reach out to Concierge on 1300 761 491.
Can I claim right away?
This depends on what you’re claiming for. If claiming an extras benefit within the first two weeks of joining a new fund, it’s best to pay upfront and then claim for the service once your new fund has received your clearance certificate and everything is up-to-date. If you upgrade your cover (whether changing funds or staying with the same fund) waiting periods may apply. Read your Policy Disclosure Statement (PDS) carefully, or feel free to reach out to Concierge for more information on 1300 761 491.
My old fund had sent me documentation that I don't understand!
Give us a call and we will happily help you understand and translate what you’ve been sent.
Is there a cooling off period where I can cancel my new policy?
Absolutely. All health insurance policies in Australia come with a 30 day cooling off period. To cancel, you can get in touch with our concierge team on insurance@healthinsurancecomparison.com.au or directly with your new health fund within the first 30 days of your new cover starting. Provided you’ve not made any claims since joining your new cover, you’ll get a full refund of any premiums you’ve already paid.
Please contact us on 1300 757 819 or email us at
insurance@healthinsurancecomparison.com.au
If you require any further information. If you change your mind you can cancel within 30 days and receive a full refund of your premiums if you haven't made a claim. Health Insurance Comparison prides itself on high-quality customer service, but in the event that you need to make a complaint, please read our complaints and dispute resolution information. Visit: How to complain to Compare Club - Compare Club