High-tech ways to keep an eye on your health and health insurance are numerous. In this article we explore a convenient option that is quite relevant to health insurance. If you have a scanner and/or a smartphone, you might want to consider the points below.
Storing Health Insurance Documents
How do you store your health insurance policy, your proof of health insurance, and other related documents? Do you have a secure, methodically organised filing system in your home? Many people do not store their health insurance documents in the most efficient fashion. You’re doing comparatively well if you know where all of your documents are and could lay your hands on them at short notice if necessary. If they are safe from damage too, you are ahead of the game.
However, this article isn’t about how you deal with the hard copy paperwork at home. There are also options in terms of digital data that you may want to consider.
Start Up the Scanner
Scanning documents is an easy way to create electronic copies of them, which you can store on your computer or smartphone, or in an online storage system, in case the originals are lost or are simply not nearby when you need your health insurance information. This may help you to stay organised, as well as offering on-demand access to your documents if you use an online storage service.
You might want to talk to your health insurance company before you go to the trouble of making your own digital copies. In this technology-friendly age, your insurer may provide digital copies themselves of your policies and any updates. You could check their website or give them a call to see if they can make a digital copy available to you.
Getting back to the scanner, you may have decided to create electronic versions of these documents and store them in a convenient digital location. It is sensible to treat these digital files as sensitive data, since they contain some of your personal information and medical history. For instance, you might password protect the files on your PC’s hard drive, or choose a secure online storage service.
Ensure that you have copies of all your important digital files in at least a couple of places. If something happens to your computer or backup source, you don’t want to lose your health insurance documents and have to request replacement copies from your insurer.
Using the Smartphone for Documents
You may want keep these documents on a smartphone or other mobile device – and perhaps even scan them with your mobile device if it has a camera. However, if you can’t make out the text when copies with your smartphone’s camera, then you might decide against using it to create copies, and simply use your phone to store copies created elsewhere instead.
There are mobile apps on the market that will synchronise your smartphone to your online storage accounts or even your home computer – allowing you to access your electronic documents no matter where you are. That could be the answer to any concerns about being caught short without your health insurance details to hand.