Health Insurance Rebate Calculator

Depending on your age, family status, and income level, you may be entitled to a Government Rebate on your private health insurance policy. Use the sliders and dropdown menu below to calculate your rebate.






Your Rebate is 0
Singles < $90,000 $90,001 - 105,000 $105,001 - 140,000 > $140,001
Families < $180,000 $180,001 - 210,000 $210,001 - 280,000 > $280,001
Rebate
Base Tier Tier 1 Tier 2 Tier 3
Age < 65 25.415% 16.943% 8.471% 0%
Age 65-69 29.651% 21.180% 12.707% 0%
Age 70+ 33.887% 25.415% 16.943% 0%

Quick facts about the PHI rebate:

  • You will only receive the health insurance rebate if you hold a hospital or extras policy (or both) and are eligible. Check up on your eligibility by visiting our guide.
  • The rebate amount you receive depends on two things: your household income and how much you pay for your premiums.
  • You can claim your rebate at tax time, or alternatively, direct from your insurer as a premium reduction.
Request a callback close

Our experts can provide you with free personal advice. Let us call you.