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Medicare Child Dental Benefits Schedule

Diana Bui April 5th, 2012 0 comments
Dental health insurance

Dental care is a controversial subject in Australia, as a percentage of the Medicare budget is used toward emergency dental treatment. As opposed to standard health care, which is often perceived as more important, dental care is often shoved to the back of people’s minds as they aren’t able to see the importance of preventative care until it is too late.

What can happen in this case is that Medicare foots the bill for dental emergencies that could have been avoided. For dental expenses not covered by Medicare, people are forced to pay out of pocket unless they have private health insurance to help cover their dental costs.

The Government has been making strong attempts to get more Australians involved in preventative dental care, both to ensure better dental health and to ease the pressure on the Medicare system. One model they have created is the Child Dental Benefits Scheme (previously known as the Medicare Teen Dental Plan), which offers financial support towards dental costs for children and teenagers.

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Purpose of the Child Dental Benefits Scheme (CDBS)

The purpose of the CDBS is to enable children from families who might have financial difficulty to get proper dental care by offering a contribution towards the costs of basic dental services.

What the Child Dental Benefits Scheme Offers

The CDBS offers a maximum of $1,000 which is capped over 2 consecutive calendar years. This can be used towards the costs of checkups, cleaning and necessary x-rays as well as other services.

Eligibility for the Child Dental Benefits Scheme

To qualify for the CDBS, childen need to meet several eligibility requirements:

  • They must be between the ages of two and seventeen
  • They must be eligible for the Medicare system.
  • They or their family, guardian or carer must receives certain government benefits such as Family Tax Benefit Part A for at least part of the calendar year

Private Health Insurance

If a child or teen does not meet the eligibility requirements for the CDBS they can still take preventative measures to ensure good oral health by getting annual checkups. Compare health insurance plans to look for a package that covers dental health for your entire family at a premium that fits your budget. You’ll be teaching your teen proper dental practices and possibly saving money on the avoidable dental emergencies that regular dental care helps to prevent. Compare health funds carefully before making up your mind, as each one provides different services at different premiums.

Disclaimer: The above information is correct and current at the time of publication.

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