Why you could be overpaying for your family’s health insurance

We’d do anything to protect our family’s health, but that shouldn’t include overpaying for health insurance. If you’re a hard-working parent, you deserve a better deal on your health cover.

A better deal often means only paying for extras we actually use, and minimising out-of-pocket expenses when we’re already shelling out for large monthly premiums.

Sadly, it’s all too easy to be paying too much on your policy while getting a pretty poor return in rebates from your insurer. But there is a way to cut your costs but not your cover.

Here’s How You Do It:

Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Choose your life stage.

I’m looking at health cover for…

Why some policies aren’t worth the extra bucks

Paying hundreds each month for extras for your family may not prove effective – or affordable – in the long run.

It’s important to understand exactly what your extras limits are and how much your insurer will give you back on extras such as dental, optical, physio and psychology, because even if you’re covered, you could still be hit with major out-of-pocket expenses.

What’s more, if your dentist or physio doesn’t have an agreement with your chosen health fund, you could be trekking across town just to access affordable care.

These details are often hidden in the policy detail, which is why plenty of families in Australia don’t feel like they’re getting value for money.

It’s why the team at Health Insurance Comparison are experts in knowing the details of family policies. In 2020, we saved Aussie families an average of $491* when they compared and switched cover with us.

They can make sure you can cut any out-of-pocket expenses to the trusted family dentist and ensure your extras allow your whole family to use rebates smartly and claim back the cost of your policy.

It’s easy to switch to a family policy that gives you value for money

All you have to do is fill out our form, answer a few simple questions and a Health Insurance Comparison specialist will scan our panel of trusted providers to find the best deal for you and your family.

What’s more, our dedicated concierge team will even take care of the paperwork, taking away the hassle of going back and forth between your old and new insurer.

Get Started Now:

Step 1: Select your state below .
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

Choose your area.

Which area are you in?

*Average savings based off 25,311 customers during 2020

In a year overwhelmingly defined by homeschooling, hand sanitiser and tighter household budgets, families deserve the best possible deal on their health insurance.

Despite this, many families are still paying too much for overblown cover. Fortunately, Health Insurance Comparison offers a fast and easy way to instantly cut your monthly expenses by providing clearer, more affordable policy options.

That way, you’ve got more to spend on other things that will make a difference to your household – from toys and games to keep the kids occupied to face masks for the whole family.

Compare today and see how much you could save.

*Based on 4,728 family policies in 2020.

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

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