If you’ve been with the same insurer for years, it’s probably been a while since you’ve taken a closer look at your policy to see what you’re actually paying for.
For example, if you have generous extras cover but you only use your dental cover for the annual check-up, why are you still paying top dollar for physio and podiatry that you never use?
If you’re fit and healthy and find your extras going to waste, it’s time to switch to a better-fitting policy. Last year, Australians saved an average of $312 when they moved policies using this service.
Save $312 on my health cover? What’s the catch?
There’s no catch. Cutting costs and maxing out your extras is a tactic used by Aussies to keep their premiums down and the cash flowing back into their wallet after a visit to the dentist or physio.
You can save money by switching to a policy that pays higher benefits for dental and keeps your premium low by excluding some services you never use.
Say you’re a family of four and you get dental cleaning done once every year – if your average cost for cleaning is $111 and your current fund covers 50% of that cost, you’ll get back $222 on your treatments.
But you can save more. If you compare and switch to a fund that covers 80% of that cost, then you’ll get back $355 on your yearly visit to the dentist. That’s a massive saving of $133 at the dentist alone and means you’re not hit with high out-of-pocket expenses.
The experts at Health Insurance Comparison can easily compare extras rebates from our panel of trusted insurers to ensure you’re getting as much back as possible.
Here’s How You Do It:
Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.
Comparing is the quickest way to cut your costs
You don’t have to be sick or always using your hospital cover to get value for money from your health fund. It’s often the everyday expenses in your extras like dentist check-ups and new glasses that quickly add up.
But it’s not always easy to work out if your extras are giving you good value, which is why Health Insurance Comparison does all the hard work for you. We’ll compare extras cover across a panel of trusted insurers so you can make your health insurance work harder for you.
There’s no need to worry about waiting to claim either. Switching to cheaper equivalent cover means you usually won’t need to serve any new waiting periods.
What’s more, on average, our customers saved $312 when they switched with us in 2020, Ready to move to a better-value policy? Start comparing today.
Get Started Now:
Step 1: Select your state below .
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.
This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.
*Based on 25,311 policies in 2020.