Health insurance myths busted: you need to be ill to get value from your health cover

We’ve all been there: your premium is deducted from your account after another month of not making any claims. Even though you know your insurance is a safety net, the cost is still a blow – and it’s often the unused everyday extras that are really costing you.

Luckily, there’s a way to reduce your premiums so you can save more of your hard-earned cash every month. Last year Aussies who used this serviced saved an average of $312*.

*Average savings based off 25,311 customers during 2020

Save $312 on my health cover? What’s the catch?

There’s no catch. Cutting costs and maxing out your extras is a tactic used by Aussies to keep their premiums down and the cash flowing back into their wallet after a visit to the dentist or physio.

Say you’re a family of four and you get dental cleaning done once every year – if your average cost for cleaning is $111 and your current fund covers 50% of that cost, you’ll get back $222 on your treatments.

But you can save more. If you compare and switch to a fund that covers 80% of that cost, then you’ll get back $355 on your yearly visit to the dentist. That’s a massive saving of $133 at the dentist alone and means you’re not hit with high out-of-pocket expenses.

The experts at Health Insurance Comparison can easily compare extras rebates to ensure you’re getting as much back as possible.

Here’s How You Do It:

Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Choose your life stage.

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Comparing is the quickest way to cut your costs

You don’t have to be sick or always using your hospital cover to get value for money from your health fund. It’s often the everyday expenses in your extras like dentist check-ups and new glasses that quickly add up.

But it’s not always easy to work out if your extras are giving you good value, which is why Health Insurance Comparison does all the hard work for you. We’ll compare extras cover across a panel of trusted insurers so you can make your health insurance work harder for you.

There’s no need to worry about waiting to claim either. Switching to cheaper equivalent cover means you usually won’t need to serve any new waiting periods.

What’s more, on average, our customers saved $312 when they switched with us in 2020, Ready to move to a better-value policy? Start comparing today.

Get Started Now:

Step 1: Select your state below .
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

Choose your area.

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*Average savings based off 25,311 customers during 2020

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

*Based on 25,311 policies in 2020.

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

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