This Obscure Law From 2007 Could Save You Hundreds On Your Health Insurance


As the old saying goes, “Good things come to those who wait”. But when it comes to switching health insurance, better things come to those who know they don’t have to re-serve waiting periods they’ve already completed.

This little-known law from the 2007 Private Health Insurance Act could save you hundreds of dollars on premiums you don’t need and can’t afford. Switching health insurance providers is not only your right; it’s free, quick and easy. And, if you’re switching to the same or a lower level of cover, you won’t need to wait to be covered.

Our multi award-winning Australian team of experts save thousands of Aussies just like you an average of $380.79* a year on their health insurance. Call us now on 1300 163 402 or follow these two steps to compare health insurance.

Here’s How You Do It:

Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Three Things You Need To Know About Waiting Periods

1. If you transfer from one health insurer to another without a break in cover, you don’t need to re-serve hospital waiting periods you have previously completed, granted you’re moving to the same or a lower level of cover.

2. If your new policy offers more benefits, the government will protect you by setting the maximum waiting periods that insurers can enforce. These can vary from two months for psychiatric cover to 12 months for pre-existing conditions.

3. The waiting periods for extras, like optical and dental, aren’t subject to the same laws as hospital cover. These waiting periods are set by individual providers and can vary from two months to a few years. When comparing different providers, you might find some companies are willing to waive waiting periods as an incentive.

Why Thousands of Aussies Trust Us To Find Them The Best Deal

Our expert team save Australians like you an average of $340.68* a year when they switch to a policy provided by our panel of trusted Australian health insurers. That’s money back in your bank account to save for rainy days, retirement funds, the grandkids or well-deserved holidays. When switching health providers, we organise the entire process for you, including cancelling your old cover, so you have more time to enjoy the things that matter to you.

All of our advisers work in Australia and are familiar with all the major Australian health insurance providers, so you can be confident your questions will be answered clearly and accurately. But don’t just take our word for it. Over half a million of Aussies used our website to compare health insurance last year. We have also won Word of Mouth’s Customer Service Awards for seven years running and the Feefo Gold Trust Service Award for the past two years. Find out why here.

Get Started Now:

Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

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This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

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