Health insurance factors to consider if you’re LGBTIQ+: Get the best cover for you at the right price

Accessing quality health care hasn’t always been a piece of cake for those in the LGTBTIQ+ (Lesbian, Gay, Bisexual, Trans, Intersex, Queer) community. This can often be due to discrimination on the part of physicians and health care providers or even just a lack of awareness about the kinds of health issues members of the community typically face.

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But the good news is, there are groups dedicated to bettering the situation. The National LGBTI Health Alliance is a great resource for LGBTIQ+ people, offering health-related programs, services and research focused on sexuality, gender and bodily diverse communities.

Also, a number of health insurance funds are starting to offer some real benefits for LGBTIQ+ customers, including greater affordability, benefits payable on sex reassignment surgery, political advocacy and more.

The easiest way to see what benefits might be available to your personal situation is to visit Health Insurance Comparison for an in-depth comparison of what’s on the market today.

Here are some of the health insurance features available for the LGBTIQ+ community that you may not have been aware of:

  • Same-sex couple coverage
  • A third option in the gender category (for non-binary customers)
  • Gender of choice (for transgender customers)
  • Name changes (for transgender customers)
  • Benefits on Sex Reassignment Surgery
  • And more…

Bear in mind that not all health insurance providers offer these features, so it’s best to read any relevant policy disclosure statements or speak to an adviser before making your final decision.

In saying this, many health insurers are getting up to speed with the LGBTIQ+ community and their needs, offering further support.

Did you know that one Australian health insurance provider pledged official support for Australian Marriage Equality, while another entered a three-partnership in 2016 with Sydney’s Gay and Lesbian Mardi Gras? If you identify as a member of the LGBTIQ+ community, it’s important to remember that there are health insurance and health care providers very much invested in your well-being.

Protect your health and loved ones today by using the simple tool at Health Insurance Comparison for an easy no-commitment quote. Health Insurance Comparison can help you find a policy tailored to your needs at the right price. They’ve won multiple awards for excellent customer service, and best of all, it only takes two minutes to get your free quote.


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Step 1: Select your state below .
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

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*Average savings based off 20,400 customers during 2019

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

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