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Are You Paying the Lazy Tax on Your Health Insurance?

Aussies who don’t shop around for health cover could be paying an unnecessary ‘lazy tax.’

Collectively, Australians are paying an estimated $11.6 billion* lazy tax each year simply because we’re not shopping around for a better deal. Research shows that although half of Aussies intend to compare service providers, less than a quarter of us actually do.

If you haven’t compared health cover lately, there’s a good chance you’re paying the lazy tax on your health insurance policy. It’s an unnecessary overpayment on services that you can get for a lower price – if you can be bothered to make the effort.

There are a number of reasons why Australians are reluctant to compare insurers: perceived cost and effort, loyalty to a current provider, or a belief that all insurers are the same. When the renewal notice arrives, it seems easier to sign it, pay the lazy tax, and move on.

The bottom line is that comparing health insurance providers could lead to a lower health insurance premium without a gap in cover. When you realise how easy it is to compare and save, you’ll wonder why you didn’t do it earlier.

Here’s How You Do It:

Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Changing health insurers used to be a major hassle; you’d spend hours on the phone or you’d have to physically go into a broker’s office. Now it’s easier than ever, saving you time and money.

With, it only takes a few clicks to generate a customised quote from Australia’s brand name insurers. If you have any questions our friendly team is just a phone call away, ready to help you find a better price on health cover.

When you’re ready to switch policies, apply online or over the phone and we’ll take care of all the paperwork. The whole process is quick and painless, leaving you more time to enjoy the money you’ll be saving.

You don’t have to worry about facing a gap in coverage or repeating your waiting periods, either. Portability laws allow customers to switch to equal or downgraded levels of hospital cover without re-serving any waiting periods.

At a time when so many of us are looking to cut costs, one of the most obvious methods is staring us right in the face. Comparing health insurance policies requires minimal effort but can result in serious savings. Every day you delay means more of your money in your insurer’s pocket.

Don’t put it off any longer. Visit for your free quote today.

*QUT and Heritage Bank

Get Started Now:

Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

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