Are You Being Ripped Off On Your Health Insurance?

Monday, September 26, 2016 Last Updated on 24 February 2017

Poll shows majority of Australians think they’re being ripped off on health cover, but there may be a solution.

Australians are losing their faith in the private healthcare system. A new poll reports that 70% of Australians with private insurance have thought about downgrading their cover or abandoning it completely. After all, the premiums increase each year, but consumers are not getting more for their money.

If you are among this 70%, it’s worth taking a closer look at your health insurance to see just what you are getting for your money. A large part of looking after your health is remaining informed about your coverage. If you think you’re being ripped off then it may be time to compare policies and find a better one.

Australians who opt out of private health care due to dissatisfaction could be doing themselves a real disservice. Private health cover can open doors where Medicare can’t, providing access to certain treatments and expanded options. With health insurance, you have more choice over your treatment and retain more control over your health care.

Giving up health care because you’re disillusioned by the industry is an extreme move, especially when there may be a more affordable policy waiting for you. Instead of staying with a policy that you don’t feel good about, compare your options with

Here’s How You Do It:

Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.

Thanks to portability laws, you don’t have to repeat any waiting periods when you switch to an equivalent or lower level of coverage. That means you can enjoy the same benefits as you did under your old policy, without waiting months to become eligible.

Australians have different requirements for health cover, so your policy should be tailored for you. When you compare policies with you can filter out the features you don’t want, saving you valuable time. There are thousands of policies on the market, and you shouldn’t have to waste effort sifting through the ones that don’t apply to you.

It’s easy to get started. First you’ll select your state and life stage, then you’ll be taken to a page where you can choose your preferred coverage options. Within minutes you can receive a custom quote and start comparing policies, prices, and providers.

Health care needs differ from person to person, so it’s understandable if you have questions about how to decide on a policy. Our health insurance experts are available to walk you through the process from beginning to end, whether you’re purchasing your first policy or switching to a new one.

Don’t get ripped off on your health insurance. Shop around for a policy that meets your needs, allowing you to save money and look after your health at the same time. If the system is letting you down, try a new way of purchasing health cover. Stay on top of your health cover and compare policies today.

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.


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